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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,843 | $29,319-28.9% | $52,425-60.2% | $82,448-74.7% |
| Participation rate | 98.0% | 46.9%+51.1pp | 55.6%+42.4pp | 68.1%+29.9pp |
| Annual return | 19.65% | 535.20%-515.6pp | 302.12%-282.5pp | 41.64%-22.0pp |
| Employer contribution / active EE | $3,012 | $586+413.5% | $914+229.4% | $2,551+18.1% |
| Participant deferral / active EE | $2,534 | $1,171+116.3% | $1,790+41.5% | $4,139-38.8% |
| Admin fee / account holder | $592 | $1,962-69.9% | $2,495-76.3% | $7,234-91.8% |