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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,675 | $150,207-64.9% | $120,380-56.2% | $145,978-63.9% |
| Participation rate | 66.7% | 78.8%-12.1pp | 71.9%-5.2pp | 80.3%-13.6pp |
| Annual return | 13.21% | 154.28%-141.1pp | 107.28%-94.1pp | 550.52%-537.3pp |
| Employer contribution / active EE | $1,493 | $4,351-65.7% | $3,465-56.9% | $4,662-68.0% |
| Participant deferral / active EE | $4,160 | $6,175-32.6% | $4,992-16.7% | $6,690-37.8% |
| Admin fee / account holder | $12,284 | $12,203+0.7% | $9,421+30.4% | $13,400-8.3% |