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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,675 | $150,412-65.0% | $120,574-56.3% | $145,884-63.9% |
| Participation rate | 66.7% | 78.8%-12.1pp | 71.9%-5.3pp | 80.3%-13.6pp |
| Annual return | 13.21% | 154.50%-141.3pp | 107.42%-94.2pp | 551.85%-538.6pp |
| Employer contribution / active EE | $1,493 | $4,355-65.7% | $3,471-57.0% | $4,662-68.0% |
| Participant deferral / active EE | $4,160 | $6,175-32.6% | $4,996-16.7% | $6,690-37.8% |
| Admin fee / account holder | $12,284 | $12,224+0.5% | $9,445+30.1% | $13,392-8.3% |