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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,018 | $100,073-30.0% | $85,126-17.7% | $145,877-52.0% |
| Participation rate | 77.8% | 74.1%+3.7pp | 67.5%+10.3pp | 80.3%-2.5pp |
| Annual return | 11.59% | 84.11%-72.5pp | 66.63%-55.0pp | 551.28%-539.7pp |
| Employer contribution / active EE | $2,374 | $3,236-26.7% | $2,731-13.1% | $4,663-49.1% |
| Participant deferral / active EE | $10,564 | $5,294+99.5% | $4,523+133.5% | $6,691+57.9% |
| Admin fee / account holder | $360 | $7,261-95.0% | $6,160-94.2% | $13,402-97.3% |