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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,232 | $196,972-89.7% | $182,262-88.9% | $198,609-89.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 21.81% | 158.27%-136.5pp | 140.60%-118.8pp | 202.70%-180.9pp |
| Employer contribution / active EE | $2,950 | $5,364-45.0% | $5,046-41.5% | $5,055-41.7% |
| Participant deferral / active EE | $5,126 | $8,643-40.7% | $8,276-38.1% | $6,977-26.5% |
| Admin fee / account holder | $3,245 | $18,429-82.4% | $16,712-80.6% | $19,030-82.9% |