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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,419 | $86,940+12.1% | $102,434-4.9% | $80,935+20.4% |
| Participation rate | 88.1% | 72.4%+15.7pp | 76.5%+11.6pp | 67.7%+20.4pp |
| Annual return | 20.48% | 18.89%+1.6pp | 29.46%-9.0pp | 35.66%-15.2pp |
| Employer contribution / active EE | $4,366 | $2,370+84.2% | $3,023+44.4% | $2,757+58.4% |
| Participant deferral / active EE | $9,885 | $4,121+139.9% | $5,055+95.6% | $4,299+129.9% |
| Admin fee / account holder | $3,799 | $8,047-52.8% | $9,462-59.8% | $6,924-45.1% |