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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,384 | $171,492-65.4% | $150,734-60.6% | $198,609-70.1% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 16.87% | 804.70%-787.8pp | 600.81%-583.9pp | 202.70%-185.8pp |
| Employer contribution / active EE | $2,912 | $5,470-46.8% | $4,918-40.8% | $5,055-42.4% |
| Participant deferral / active EE | $11,195 | $6,259+78.9% | $5,610+99.6% | $6,977+60.5% |
| Admin fee / account holder | $13,102 | $17,628-25.7% | $14,905-12.1% | $19,030-31.2% |