Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,065 | $143,969-77.7% | $199,883-84.0% | $82,637-61.2% |
| Participation rate | 54.1% | 84.1%-30.0pp | 86.8%-32.7pp | 68.1%-14.0pp |
| Annual return | 16.90% | 25.67%-8.8pp | 43.81%-26.9pp | 53.51%-36.6pp |
| Employer contribution / active EE | $0 | $4,632-100.0% | $6,261-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $4,433 | $6,937-36.1% | $9,138-51.5% | $4,126+7.4% |
| Admin fee / account holder | $5,440 | $14,597-62.7% | $17,268-68.5% | $7,339-25.9% |