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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,197 | $183,516-72.6% | $155,534-67.7% | $145,884-65.6% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 14.94% | 61.43%-46.5pp | 64.92%-50.0pp | 551.85%-536.9pp |
| Employer contribution / active EE | $2,132 | $5,315-59.9% | $4,675-54.4% | $4,662-54.3% |
| Participant deferral / active EE | $6,993 | $6,467+8.1% | $5,630+24.2% | $6,690+4.5% |
| Admin fee / account holder | $702 | $19,293-96.4% | $15,900-95.6% | $13,392-94.8% |