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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,197 | $183,592-72.7% | $155,574-67.7% | $145,877-65.6% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 14.94% | 61.37%-46.4pp | 64.87%-49.9pp | 551.28%-536.3pp |
| Employer contribution / active EE | $2,132 | $5,317-59.9% | $4,676-54.4% | $4,663-54.3% |
| Participant deferral / active EE | $6,993 | $6,466+8.2% | $5,629+24.2% | $6,691+4.5% |
| Admin fee / account holder | $702 | $19,316-96.4% | $15,914-95.6% | $13,402-94.8% |