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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,902 | $184,014-47.3% | $161,149-39.9% | $138,895-30.2% |
| Participation rate | 93.3% | 82.1%+11.3pp | 78.8%+14.5pp | 79.9%+13.4pp |
| Annual return | 17.66% | 21.52%-3.9pp | 21.16%-3.5pp | 145.39%-127.7pp |
| Employer contribution / active EE | $3,277 | $5,055-35.2% | $4,360-24.9% | $4,194-21.9% |
| Participant deferral / active EE | $9,929 | $6,909+43.7% | $6,153+61.4% | $6,396+55.2% |
| Admin fee / account holder | $716 | $18,027-96.0% | $15,194-95.3% | $12,562-94.3% |