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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,049 | $88,815-76.3% | $81,882-74.3% | $145,897-85.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 16.94% | 1033.75%-1016.8pp | 779.47%-762.5pp | 552.29%-535.4pp |
| Employer contribution / active EE | $2,164 | $3,086-29.9% | $2,916-25.8% | $4,663-53.6% |
| Participant deferral / active EE | $7,084 | $4,647+52.4% | $4,323+63.9% | $6,689+5.9% |
| Admin fee / account holder | $3,092 | $8,434-63.3% | $7,360-58.0% | $13,390-76.9% |