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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,369 | $201,344-26.3% | $184,243-19.5% | $145,877+1.7% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 22.00% | 29.01%-7.0pp | 28.82%-6.8pp | 551.28%-529.3pp |
| Employer contribution / active EE | $30,388 | $7,022+332.7% | $6,427+372.8% | $4,663+551.7% |
| Participant deferral / active EE | $16,578 | $9,807+69.0% | $9,132+81.5% | $6,691+147.8% |
| Admin fee / account holder | $4,282 | $16,382-73.9% | $13,914-69.2% | $13,402-68.0% |