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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,050 | $110,039-79.1% | $97,260-76.3% | $145,884-84.2% |
| Participation rate | 68.8% | 75.9%-7.2pp | 72.7%-3.9pp | 80.3%-11.6pp |
| Annual return | 20.96% | 244.44%-223.5pp | 75.54%-54.6pp | 551.85%-530.9pp |
| Employer contribution / active EE | $5,618 | $3,074+82.7% | $2,721+106.5% | $4,662+20.5% |
| Participant deferral / active EE | $9,234 | $4,674+97.6% | $4,262+116.7% | $6,690+38.0% |
| Admin fee / account holder | $4,598 | $6,204-25.9% | $5,640-18.5% | $13,392-65.7% |