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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,050 | $109,967-79.0% | $97,197-76.3% | $145,877-84.2% |
| Participation rate | 68.8% | 76.0%-7.2pp | 72.7%-3.9pp | 80.3%-11.6pp |
| Annual return | 20.96% | 244.27%-223.3pp | 75.47%-54.5pp | 551.28%-530.3pp |
| Employer contribution / active EE | $5,618 | $3,077+82.6% | $2,723+106.3% | $4,663+20.5% |
| Participant deferral / active EE | $9,234 | $4,676+97.5% | $4,263+116.6% | $6,691+38.0% |
| Admin fee / account holder | $4,598 | $6,199-25.8% | $5,637-18.4% | $13,402-65.7% |