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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,268 | $123,000-87.6% | $105,582-85.5% | $198,609-92.3% |
| Participation rate | 93.3% | 76.8%+16.6pp | 71.8%+21.6pp | 82.4%+11.0pp |
| Annual return | 43.26% | 18.31%+25.0pp | 18.61%+24.6pp | 202.70%-159.4pp |
| Employer contribution / active EE | $2,054 | $3,582-42.7% | $2,984-31.2% | $5,055-59.4% |
| Participant deferral / active EE | $2,257 | $5,013-55.0% | $4,353-48.2% | $6,977-67.7% |
| Admin fee / account holder | $763 | $16,254-95.3% | $12,856-94.1% | $19,030-96.0% |