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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,394 | $172,111-35.3% | $150,298-25.9% | $137,256-18.8% |
| Participation rate | 73.3% | 81.7%-8.4pp | 77.8%-4.4pp | 80.0%-6.6pp |
| Annual return | 17.00% | 69.37%-52.4pp | 62.79%-45.8pp | 220.34%-203.3pp |
| Employer contribution / active EE | $7,594 | $4,636+63.8% | $4,154+82.8% | $4,156+82.7% |
| Participant deferral / active EE | $8,536 | $6,166+38.4% | $5,453+56.5% | $6,407+33.2% |
| Admin fee / account holder | $1,086 | $16,471-93.4% | $14,116-92.3% | $12,270-91.1% |