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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,703 | $172,111+41.6% | $150,298+62.1% | $137,256+77.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 10.58% | 69.37%-58.8pp | 62.79%-52.2pp | 220.34%-209.8pp |
| Employer contribution / active EE | $16,895 | $4,636+264.4% | $4,154+306.7% | $4,156+306.5% |
| Participant deferral / active EE | $8,463 | $6,166+37.3% | $5,453+55.2% | $6,407+32.1% |
| Admin fee / account holder | $1,317 | $16,471-92.0% | $14,116-90.7% | $12,270-89.3% |