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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,517 | $145,431+158.2% | $211,142+77.9% | $87,485+329.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 21.61% | 27.21%-5.6pp | 46.84%-25.2pp | 26.06%-4.4pp |
| Employer contribution / active EE | $35,083 | $4,662+652.6% | $6,442+444.6% | $2,596+1251.3% |
| Participant deferral / active EE | $26,157 | $6,859+281.4% | $9,284+181.7% | $4,274+512.1% |
| Admin fee / account holder | $895 | $17,052-94.7% | $19,076-95.3% | $7,775-88.5% |