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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,562 | $110,137-53.2% | $161,149-68.0% | $82,637-37.6% |
| Participation rate | 92.3% | 72.4%+20.0pp | 78.8%+13.5pp | 68.1%+24.3pp |
| Annual return | 63.38% | 20.69%+42.7pp | 21.16%+42.2pp | 53.51%+9.9pp |
| Employer contribution / active EE | $2,375 | $2,856-16.8% | $4,360-45.5% | $2,552-6.9% |
| Participant deferral / active EE | $4,691 | $4,575+2.5% | $6,153-23.8% | $4,126+13.7% |
| Admin fee / account holder | $345 | $9,467-96.4% | $15,194-97.7% | $7,339-95.3% |