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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,908 | $174,379-52.5% | $152,093-45.5% | $138,895-40.3% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 4.63% | 74.86%-70.2pp | 66.36%-61.7pp | 145.39%-140.8pp |
| Employer contribution / active EE | $10,020 | $4,652+115.4% | $4,175+140.0% | $4,194+138.9% |
| Participant deferral / active EE | $6,780 | $6,159+10.1% | $5,451+24.4% | $6,396+6.0% |
| Admin fee / account holder | $484 | $16,880-97.1% | $14,497-96.7% | $12,562-96.1% |