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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,305 | $210,343-34.2% | $153,476-9.9% | $145,978-5.3% |
| Participation rate | 46.7% | 82.1%-35.4pp | 77.1%-30.4pp | 80.3%-33.6pp |
| Annual return | 11.23% | 13.38%-2.1pp | 15.66%-4.4pp | 550.52%-539.3pp |
| Employer contribution / active EE | $2,910 | $6,047-51.9% | $5,038-42.2% | $4,662-37.6% |
| Participant deferral / active EE | $5,262 | $7,977-34.0% | $6,759-22.1% | $6,690-21.3% |
| Admin fee / account holder | $52,893 | $19,424+172.3% | $12,729+315.5% | $13,400+294.7% |