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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,874 | $149,040-83.3% | $120,225-79.3% | $137,256-81.9% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | -0.46% | 605.68%-606.1pp | 439.23%-439.7pp | 220.34%-220.8pp |
| Employer contribution / active EE | $1,889 | $4,350-56.6% | $3,475-45.6% | $4,156-54.5% |
| Participant deferral / active EE | $5,344 | $4,655+14.8% | $3,999+33.6% | $6,407-16.6% |
| Admin fee / account holder | $4,493 | $6,348-29.2% | $5,696-21.1% | $12,270-63.4% |