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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,648 | $183,592-16.3% | $155,567-1.2% | $145,959+5.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.14% | 61.24%-47.1pp | 64.74%-50.6pp | 561.95%-547.8pp |
| Employer contribution / active EE | $31,176 | $5,315+486.6% | $4,674+567.0% | $4,661+568.9% |
| Participant deferral / active EE | $21,402 | $6,464+231.1% | $5,628+280.3% | $6,689+220.0% |
| Admin fee / account holder | $972 | $19,318-95.0% | $15,916-93.9% | $13,398-92.7% |