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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,689 | $172,111-7.8% | $150,298+5.6% | $137,256+15.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.64% | 69.37%-54.7pp | 62.79%-48.1pp | 220.34%-205.7pp |
| Employer contribution / active EE | $12,656 | $4,636+173.0% | $4,154+204.7% | $4,156+204.5% |
| Participant deferral / active EE | $11,701 | $6,166+89.8% | $5,453+114.6% | $6,407+82.6% |
| Admin fee / account holder | $31,016 | $16,471+88.3% | $14,116+119.7% | $12,270+152.8% |