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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,592 | $156,398-12.0% | $147,318-6.6% | $138,895-0.9% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.8pp | 79.9%+12.9pp |
| Annual return | 18.21% | 78.75%-60.5pp | 70.43%-52.2pp | 145.39%-127.2pp |
| Employer contribution / active EE | $8,895 | $4,853+83.3% | $4,593+93.7% | $4,194+112.1% |
| Participant deferral / active EE | $6,182 | $8,237-25.0% | $7,906-21.8% | $6,396-3.3% |
| Admin fee / account holder | $875 | $14,976-94.2% | $13,708-93.6% | $12,562-93.0% |