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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,601 | $110,410-60.5% | $102,437-57.4% | $145,897-70.1% |
| Participation rate | 57.1% | 77.9%-20.8pp | 74.5%-17.4pp | 80.3%-23.2pp |
| Annual return | 13.97% | 24.85%-10.9pp | 24.95%-11.0pp | 552.29%-538.3pp |
| Employer contribution / active EE | $1,424 | $4,217-66.2% | $3,871-63.2% | $4,663-69.5% |
| Participant deferral / active EE | $3,300 | $5,622-41.3% | $5,060-34.8% | $6,689-50.7% |
| Admin fee / account holder | $1,335 | $9,745-86.3% | $8,388-84.1% | $13,390-90.0% |