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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,852 | $106,749-71.1% | $145,433-78.8% | $82,448-62.6% |
| Participation rate | 40.7% | 75.6%-34.9pp | 82.1%-41.4pp | 68.1%-27.3pp |
| Annual return | 15.67% | 27.59%-11.9pp | 66.58%-50.9pp | 41.64%-26.0pp |
| Employer contribution / active EE | $1,927 | $3,444-44.1% | $4,554-57.7% | $2,551-24.5% |
| Participant deferral / active EE | $6,207 | $6,519-4.8% | $7,897-21.4% | $4,139+49.9% |
| Admin fee / account holder | $2,403 | $8,390-71.4% | $13,129-81.7% | $7,234-66.8% |