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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,882 | $183,516-35.8% | $155,534-24.2% | $145,884-19.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.95% | 61.43%-53.5pp | 64.92%-57.0pp | 551.85%-543.9pp |
| Employer contribution / active EE | $3,128 | $5,315-41.1% | $4,675-33.1% | $4,662-32.9% |
| Participant deferral / active EE | $23,065 | $6,467+256.7% | $5,630+309.7% | $6,690+244.8% |
| Admin fee / account holder | $1,604 | $19,293-91.7% | $15,900-89.9% | $13,392-88.0% |