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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,917 | $160,040-81.3% | $147,096-79.7% | $145,877-79.5% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 12.28% | 98.49%-86.2pp | 419.75%-407.5pp | 551.28%-539.0pp |
| Employer contribution / active EE | $1,523 | $5,289-71.2% | $4,936-69.1% | $4,663-67.3% |
| Participant deferral / active EE | $5,098 | $8,429-39.5% | $8,071-36.8% | $6,691-23.8% |
| Admin fee / account holder | $599 | $15,050-96.0% | $13,005-95.4% | $13,402-95.5% |