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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $752,671 | $209,336+259.6% | $197,124+281.8% | $137,256+448.4% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 10.14% | 48.09%-37.9pp | 44.34%-34.2pp | 220.34%-210.2pp |
| Employer contribution / active EE | $38,250 | $6,591+480.4% | $6,227+514.2% | $4,156+820.4% |
| Participant deferral / active EE | $25,500 | $9,614+165.2% | $9,135+179.2% | $6,407+298.0% |
| Admin fee / account holder | $53,947 | $17,308+211.7% | $16,298+231.0% | $12,270+339.7% |