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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $603,434 | $138,386+336.1% | $184,260+227.5% | $80,935+645.6% |
| Participation rate | 98.0% | 83.9%+14.1pp | 86.8%+11.2pp | 67.7%+30.4pp |
| Annual return | 15.13% | 20.02%-4.9pp | 28.84%-13.7pp | 35.66%-20.5pp |
| Employer contribution / active EE | $27,545 | $4,851+467.9% | $6,427+328.6% | $2,757+899.2% |
| Participant deferral / active EE | $17,985 | $7,076+154.2% | $9,133+96.9% | $4,299+318.3% |
| Admin fee / account holder | $7,705 | $10,489-26.5% | $13,898-44.6% | $6,924+11.3% |