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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $603,434 | $138,366+336.1% | $184,185+227.6% | $80,911+645.8% |
| Participation rate | 98.0% | 83.9%+14.2pp | 86.8%+11.2pp | 67.6%+30.4pp |
| Annual return | 15.13% | 20.02%-4.9pp | 28.81%-13.7pp | 35.63%-20.5pp |
| Employer contribution / active EE | $27,545 | $4,849+468.1% | $6,426+328.7% | $2,756+899.5% |
| Participant deferral / active EE | $17,985 | $7,074+154.2% | $9,132+96.9% | $4,297+318.5% |
| Admin fee / account holder | $7,705 | $10,484-26.5% | $13,909-44.6% | $6,935+11.1% |