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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,663 | $210,991-94.5% | $153,741-92.4% | $145,897-92.0% |
| Participation rate | 93.8% | 82.1%+11.6pp | 77.1%+16.7pp | 80.3%+13.4pp |
| Annual return | 14.78% | 13.46%+1.3pp | 15.71%-0.9pp | 552.29%-537.5pp |
| Employer contribution / active EE | $1,945 | $6,057-67.9% | $5,042-61.4% | $4,663-58.3% |
| Participant deferral / active EE | $4,148 | $7,979-48.0% | $6,757-38.6% | $6,689-38.0% |
| Admin fee / account holder | $604 | $19,490-96.9% | $12,749-95.3% | $13,390-95.5% |