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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,908 | $282,059-94.0% | $213,469-92.1% | $154,746-89.1% |
| Participation rate | 88.9% | 82.7%+6.2pp | 77.1%+11.8pp | 80.7%+8.2pp |
| Annual return | 23.48% | 20.90%+2.6pp | 20.58%+2.9pp | 172.34%-148.9pp |
| Employer contribution / active EE | $2,103 | $6,189-66.0% | $4,994-57.9% | $4,379-52.0% |
| Participant deferral / active EE | $5,791 | $8,186-29.3% | $6,841-15.3% | $6,730-14.0% |
| Admin fee / account holder | $441 | $37,435-98.8% | $27,141-98.4% | $14,365-96.9% |