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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,908 | $239,571-92.9% | $183,328-90.8% | $137,256-87.7% |
| Participation rate | 88.9% | 82.4%+6.5pp | 77.3%+11.6pp | 80.0%+8.9pp |
| Annual return | 23.48% | 35.69%-12.2pp | 29.67%-6.2pp | 220.34%-196.9pp |
| Employer contribution / active EE | $2,103 | $6,148-65.8% | $5,055-58.4% | $4,156-49.4% |
| Participant deferral / active EE | $5,791 | $7,995-27.6% | $6,795-14.8% | $6,407-9.6% |
| Admin fee / account holder | $441 | $30,059-98.5% | $21,427-97.9% | $12,270-96.4% |