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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,346 | $111,814-36.2% | $103,374-31.0% | $145,959-51.1% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 13.50% | 24.77%-11.3pp | 24.89%-11.4pp | 561.95%-548.5pp |
| Employer contribution / active EE | $1,171 | $4,214-72.2% | $3,869-69.7% | $4,661-74.9% |
| Participant deferral / active EE | $3,719 | $5,618-33.8% | $5,058-26.5% | $6,689-44.4% |
| Admin fee / account holder | $981 | $9,754-89.9% | $8,394-88.3% | $13,398-92.7% |