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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,011 | $108,912+77.2% | $100,383+92.3% | $145,959+32.2% |
| Participation rate | 87.5% | 83.0%+4.5pp | 81.5%+6.0pp | 80.3%+7.2pp |
| Annual return | 27.32% | 57.96%-30.6pp | 49.26%-21.9pp | 561.95%-534.6pp |
| Employer contribution / active EE | $3,310 | $4,423-25.2% | $3,944-16.1% | $4,661-29.0% |
| Participant deferral / active EE | $9,429 | $8,451+11.6% | $8,086+16.6% | $6,689+41.0% |
| Admin fee / account holder | $1,166 | $9,690-88.0% | $7,900-85.2% | $13,398-91.3% |