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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,011 | $108,897+77.2% | $100,378+92.3% | $145,877+32.3% |
| Participation rate | 87.5% | 83.0%+4.5pp | 81.5%+6.0pp | 80.3%+7.2pp |
| Annual return | 27.32% | 58.17%-30.8pp | 49.41%-22.1pp | 551.28%-524.0pp |
| Employer contribution / active EE | $3,310 | $4,420-25.1% | $3,942-16.0% | $4,663-29.0% |
| Participant deferral / active EE | $9,429 | $8,455+11.5% | $8,087+16.6% | $6,691+40.9% |
| Admin fee / account holder | $1,166 | $9,690-88.0% | $7,899-85.2% | $13,402-91.3% |