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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,787 | $185,312-72.1% | $161,489-67.9% | $154,746-66.5% |
| Participation rate | 63.6% | 82.5%-18.8pp | 78.7%-15.1pp | 80.7%-17.1pp |
| Annual return | 14.62% | 103.84%-89.2pp | 89.72%-75.1pp | 172.34%-157.7pp |
| Employer contribution / active EE | $1,337 | $4,769-72.0% | $4,268-68.7% | $4,379-69.5% |
| Participant deferral / active EE | $3,009 | $6,350-52.6% | $5,630-46.5% | $6,730-55.3% |
| Admin fee / account holder | $1,543 | $18,654-91.7% | $16,006-90.4% | $14,365-89.3% |