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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,918 | $108,922-60.6% | $100,398-57.3% | $145,978-70.6% |
| Participation rate | 40.0% | 83.0%-43.0pp | 81.5%-41.5pp | 80.3%-40.3pp |
| Annual return | 17.05% | 58.04%-41.0pp | 49.32%-32.3pp | 550.52%-533.5pp |
| Employer contribution / active EE | $969 | $4,426-78.1% | $3,946-75.4% | $4,662-79.2% |
| Participant deferral / active EE | $4,027 | $8,450-52.3% | $8,084-50.2% | $6,690-39.8% |
| Admin fee / account holder | $2,848 | $9,680-70.6% | $7,893-63.9% | $13,400-78.8% |