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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,306 | $60,393-74.7% | $81,820-81.3% | $74,429-79.4% |
| Participation rate | 53.4% | 62.9%-9.5pp | 72.4%-18.9pp | 67.2%-13.8pp |
| Annual return | 14.20% | 16.89%-2.7pp | 777.93%-763.7pp | 1368.38%-1354.2pp |
| Employer contribution / active EE | $1,434 | $2,626-45.4% | $2,915-50.8% | $2,625-45.4% |
| Participant deferral / active EE | $2,540 | $3,397-25.2% | $4,323-41.2% | $4,348-41.6% |
| Admin fee / account holder | $2,173 | $1,491+45.8% | $7,391-70.6% | $1,944+11.8% |