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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,918 | $149,040-61.8% | $120,225-52.7% | $137,256-58.5% |
| Participation rate | 75.0% | 75.4%-0.4pp | 69.6%+5.4pp | 80.0%-5.0pp |
| Annual return | 19.71% | 605.68%-586.0pp | 439.23%-419.5pp | 220.34%-200.6pp |
| Employer contribution / active EE | $776 | $4,350-82.2% | $3,475-77.7% | $4,156-81.3% |
| Participant deferral / active EE | $6,095 | $4,655+30.9% | $3,999+52.4% | $6,407-4.9% |
| Admin fee / account holder | $690 | $6,348-89.1% | $5,696-87.9% | $12,270-94.4% |