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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,918 | $162,529-65.0% | $130,788-56.5% | $154,746-63.2% |
| Participation rate | 75.0% | 75.9%-0.9pp | 70.1%+4.9pp | 80.7%-5.7pp |
| Annual return | 19.71% | 510.48%-490.8pp | 386.44%-366.7pp | 172.34%-152.6pp |
| Employer contribution / active EE | $776 | $4,447-82.6% | $3,558-78.2% | $4,379-82.3% |
| Participant deferral / active EE | $6,095 | $4,808+26.7% | $4,137+47.3% | $6,730-9.4% |
| Admin fee / account holder | $690 | $7,669-91.0% | $6,673-89.7% | $14,365-95.2% |