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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,024 | $174,379+130.5% | $152,093+164.3% | $138,895+189.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 14.56% | 74.86%-60.3pp | 66.36%-51.8pp | 145.39%-130.8pp |
| Employer contribution / active EE | $6,955 | $4,652+49.5% | $4,175+66.6% | $4,194+65.8% |
| Participant deferral / active EE | $5,576 | $6,159-9.5% | $5,451+2.3% | $6,396-12.8% |
| Admin fee / account holder | $2,525 | $16,880-85.0% | $14,497-82.6% | $12,562-79.9% |