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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $840 | $67,823-98.8% | $52,425-98.4% | $137,256-99.4% |
| Participation rate | 66.7% | 63.9%+2.8pp | 55.6%+11.0pp | 80.0%-13.3pp |
| Annual return | 39.40% | 219.11%-179.7pp | 302.12%-262.7pp | 220.34%-180.9pp |
| Employer contribution / active EE | $939 | $1,163-19.2% | $914+2.8% | $4,156-77.4% |
| Participant deferral / active EE | $1,450 | $2,288-36.6% | $1,790-19.0% | $6,407-77.4% |
| Admin fee / account holder | $160 | $2,844-94.4% | $2,495-93.6% | $12,270-98.7% |