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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,555 | $97,125-76.8% | $86,233-73.8% | $137,256-83.6% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.0%+6.0pp | 80.0%-5.0pp |
| Annual return | 29.02% | 74.19%-45.2pp | 61.39%-32.4pp | 220.34%-191.3pp |
| Employer contribution / active EE | $2,699 | $2,841-5.0% | $2,504+7.8% | $4,156-35.1% |
| Participant deferral / active EE | $4,792 | $5,180-7.5% | $4,559+5.1% | $6,407-25.2% |
| Admin fee / account holder | $1,541 | $9,725-84.2% | $8,342-81.5% | $12,270-87.4% |