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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,090 | $160,028-68.7% | $147,080-65.9% | $145,884-65.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.23% | 98.60%-81.4pp | 420.17%-402.9pp | 551.85%-534.6pp |
| Employer contribution / active EE | $5,926 | $5,286+12.1% | $4,933+20.1% | $4,662+27.1% |
| Participant deferral / active EE | $16,402 | $8,422+94.8% | $8,066+103.3% | $6,690+145.2% |
| Admin fee / account holder | $12,893 | $15,030-14.2% | $12,989-0.7% | $13,392-3.7% |