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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,516 | $78,690-91.7% | $161,489-96.0% | $87,485-92.6% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 20.50% | 32.74%-12.2pp | 89.72%-69.2pp | 26.06%-5.6pp |
| Employer contribution / active EE | $1,396 | $2,588-46.1% | $4,268-67.3% | $2,596-46.2% |
| Participant deferral / active EE | $1,573 | $3,311-52.5% | $5,630-72.1% | $4,274-63.2% |
| Admin fee / account holder | $640 | $6,724-90.5% | $16,006-96.0% | $7,775-91.8% |