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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,943 | $129,737-14.5% | $119,126-6.9% | $154,746-28.3% |
| Participation rate | 90.9% | 78.9%+12.1pp | 75.8%+15.1pp | 80.7%+10.2pp |
| Annual return | 14.36% | 379.08%-364.7pp | 282.11%-267.7pp | 172.34%-158.0pp |
| Employer contribution / active EE | $10,174 | $4,375+132.5% | $4,034+152.2% | $4,379+132.3% |
| Participant deferral / active EE | $5,270 | $5,842-9.8% | $5,318-0.9% | $6,730-21.7% |
| Admin fee / account holder | $12,682 | $11,961+6.0% | $10,693+18.6% | $14,365-11.7% |