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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,531 | $150,412-90.3% | $120,574-87.9% | $145,884-90.0% |
| Participation rate | 92.9% | 78.8%+14.1pp | 71.9%+20.9pp | 80.3%+12.6pp |
| Annual return | 11.57% | 154.50%-142.9pp | 107.42%-95.9pp | 551.85%-540.3pp |
| Employer contribution / active EE | $2,485 | $4,355-42.9% | $3,471-28.4% | $4,662-46.7% |
| Participant deferral / active EE | $3,946 | $6,175-36.1% | $4,996-21.0% | $6,690-41.0% |
| Admin fee / account holder | $1,654 | $12,224-86.5% | $9,445-82.5% | $13,392-87.6% |