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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,034 | $102,393-83.4% | $147,041-88.4% | $80,911-78.9% |
| Participation rate | 97.2% | 75.9%+21.4pp | 82.2%+15.1pp | 67.6%+29.6pp |
| Annual return | 12.06% | 134.95%-122.9pp | 419.21%-407.2pp | 35.63%-23.6pp |
| Employer contribution / active EE | $2,154 | $3,715-42.0% | $4,935-56.4% | $2,756-21.8% |
| Participant deferral / active EE | $5,195 | $6,647-21.8% | $8,071-35.6% | $4,297+20.9% |
| Admin fee / account holder | $703 | $7,943-91.2% | $13,006-94.6% | $6,935-89.9% |