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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,034 | $102,385-83.4% | $147,080-88.4% | $80,935-79.0% |
| Participation rate | 97.2% | 75.9%+21.4pp | 82.2%+15.0pp | 67.7%+29.6pp |
| Annual return | 12.06% | 135.09%-123.0pp | 420.17%-408.1pp | 35.66%-23.6pp |
| Employer contribution / active EE | $2,154 | $3,717-42.0% | $4,933-56.3% | $2,757-21.9% |
| Participant deferral / active EE | $5,195 | $6,651-21.9% | $8,066-35.6% | $4,299+20.8% |
| Admin fee / account holder | $703 | $7,951-91.2% | $12,989-94.6% | $6,924-89.9% |