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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,577 | $157,829+118.3% | $136,867+151.8% | $198,609+73.5% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 18.13% | 51.25%-33.1pp | 42.97%-24.8pp | 202.70%-184.6pp |
| Employer contribution / active EE | $10,483 | $3,923+167.2% | $3,547+195.6% | $5,055+107.4% |
| Participant deferral / active EE | $22,875 | $5,463+318.7% | $4,924+364.6% | $6,977+227.9% |
| Admin fee / account holder | $322 | $11,107-97.1% | $10,340-96.9% | $19,030-98.3% |