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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,591 | $97,125-82.9% | $86,233-80.8% | $137,256-87.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 31.47% | 74.19%-42.7pp | 61.39%-29.9pp | 220.34%-188.9pp |
| Employer contribution / active EE | $596 | $2,841-79.0% | $2,504-76.2% | $4,156-85.7% |
| Participant deferral / active EE | $2,815 | $5,180-45.7% | $4,559-38.3% | $6,407-56.1% |
| Admin fee / account holder | $879 | $9,725-91.0% | $8,342-89.5% | $12,270-92.8% |