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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,557 | $87,225-43.2% | $158,226-68.7% | $94,015-47.3% |
| Participation rate | 72.0% | 67.9%+4.1pp | 74.8%-2.8pp | 70.8%+1.2pp |
| Annual return | 23.13% | 16.34%+6.8pp | 501.41%-478.3pp | 17.84%+5.3pp |
| Employer contribution / active EE | $1,140 | $2,217-48.6% | $2,986-61.8% | $2,790-59.1% |
| Participant deferral / active EE | $3,954 | $3,405+16.1% | $4,317-8.4% | $4,249-6.9% |
| Admin fee / account holder | $8,861 | $7,888+12.3% | $10,217-13.3% | $8,951-1.0% |