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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $30,416 |
Service code 15 · EIN 74-2847983 | Recordkeeping | $25,312 |
CALVETTI FERGUSON3 years Filed as: CALVETTI FERGUSON, PC Service code 15 · EIN 13-4255527 | Recordkeeping | $16,050 |
Filed as: CORIENT HOLDINGS INC Service code 15 · EIN 35-2679129 | Recordkeeping | $8,876 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,436 | $102,422-54.7% | $147,117-68.4% | $80,959-42.6% |
| Participation rate | 90.2% | 75.9%+14.4pp | 82.2%+8.1pp | 67.7%+22.6pp |
| Annual return | 11.78% | 135.16%-123.4pp | 420.54%-408.8pp | 35.67%-23.9pp |
| Employer contribution / active EE | $1,999 | $3,717-46.2% | $4,932-59.5% | $2,757-27.5% |
| Participant deferral / active EE | $5,445 | $6,652-18.1% | $8,065-32.5% | $4,300+26.6% |
| Admin fee / account holder | $497 | $7,953-93.8% | $12,993-96.2% | $6,925-92.8% |