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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $30,416 |
Service code 15 · EIN 74-2847983 | Recordkeeping | $25,312 |
CALVETTI FERGUSON3 years Filed as: CALVETTI FERGUSON, PC Service code 15 · EIN 13-4255527 | Recordkeeping | $16,050 |
Filed as: CORIENT HOLDINGS INC Service code 15 · EIN 35-2679129 | Recordkeeping | $8,876 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,436 | $102,382-54.6% | $147,005-68.4% | $80,874-42.6% |
| Participation rate | 90.2% | 75.8%+14.4pp | 82.2%+8.1pp | 67.6%+22.6pp |
| Annual return | 11.78% | 134.89%-123.1pp | 418.76%-407.0pp | 35.62%-23.8pp |
| Employer contribution / active EE | $1,999 | $3,715-46.2% | $4,934-59.5% | $2,756-27.4% |
| Participant deferral / active EE | $5,445 | $6,646-18.1% | $8,070-32.5% | $4,297+26.7% |
| Admin fee / account holder | $497 | $7,942-93.7% | $13,006-96.2% | $6,935-92.8% |