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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,031 | $166,242-76.5% | $165,071-76.4% | $145,884-73.2% |
| Participation rate | 82.4% | 82.0%+0.3pp | 78.6%+3.7pp | 80.3%+2.1pp |
| Annual return | 14.58% | 100.44%-85.9pp | 70.17%-55.6pp | 551.85%-537.3pp |
| Employer contribution / active EE | $1,135 | $5,283-78.5% | $4,347-73.9% | $4,662-75.7% |
| Participant deferral / active EE | $7,012 | $6,964+0.7% | $6,035+16.2% | $6,690+4.8% |
| Admin fee / account holder | $1,741 | $16,658-89.5% | $12,695-86.3% | $13,392-87.0% |