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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,686 | $162,136+9.6% | $152,301+16.7% | $154,746+14.8% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 13.11% | 91.02%-77.9pp | 80.50%-67.4pp | 172.34%-159.2pp |
| Employer contribution / active EE | $9,141 | $4,890+86.9% | $4,624+97.7% | $4,379+108.7% |
| Participant deferral / active EE | $8,284 | $8,341-0.7% | $8,004+3.5% | $6,730+23.1% |
| Admin fee / account holder | $2,511 | $15,759-84.1% | $14,398-82.6% | $14,365-82.5% |